How to Get a Replacement Car Key
Losing your car keys can be a stressful experience. It could also be costly depending on the type of key you have.
The most efficient way to obtain a replacement is to call an auto locksmith. This is usually a less costly and faster option than calling roadside assistance or an auto dealer.
Cost
Up until recently the loss of your car keys wasn't a big deal. You could just visit your local hardware store and have an alternative key made. However, today, it's more complicated and much more expensive. The reason is that automobiles have become more technologically advanced, which means their keys are too. While this may make the keys more secure against theft, they are also more expensive to replace.
The cost of a lost key replacement will depend on the year, model and model of your vehicle. A lot of newer cars have keys with transponders to prevent theft. The chips must be linked to your vehicle. This typically requires a locksmith or a dealer. The cost of this service can depend on the kind of car you have however, it could be up to $200.
In addition, some modern automobiles use laser-cut keys that need to be programmed using a specific machine. This is only available at dealerships or auto locksmiths who specialize in this. The cost of the key for this kind of lock is as high as $100.
The location of your house will also affect the cost. If you live in a remote area it is likely that you will have to pay an additional fee for the service since the locksmith or tow truck must travel a distance to get there. A locksmith will also charge a fee for work performed on holidays, weekends or after hours.
You can reduce the cost of replacing a lost car key by keeping a spare key at home or in your wallet. Keep your vehicle's title or registration documents on you. These will be required to prove ownership in the event that you have to call the dealership to request a new key. In addition, you can make use of your roadside assistance service to help in the process. You may be able get an interim replacement based on the terms and conditions of your roadside assistance service.
Time
The loss of your car keys can be frustrating however, you shouldn't be panicking. Make sure to look for your keys in obvious places, such as your pocket or purse. Then, go back through your day and try to remember the places you may have left keys. This could help you remember where you left them or even if they're still in your car. If you're not able to locate your car keys, it could be time to get a replacement.
The majority of modern vehicles come with a remote key fob that utilizes a number of codes to unlock and start the car. This kind of key has to be reprogrammed to work with your specific vehicle, and this is typically a task for an expert. Contact an auto locksmith and provide proof of ownership.
The traditional metal keys are easier to replace than remote key fobs. They operate 100% mechanically and aren't difficult to duplicate, so a local locksmith can make you a new one on the spot in the event that you've lost one. They can also duplicate the ignition cylinder for your vehicle, which is an extra expense. If you're looking to make copies of your old keys for your car, visit an establishment that specializes in cars and get them made quickly and cost-effectively.
If your car keys are starting to look worn, you should consider replacing them. The use of keys over time can wear down the teeth on the keys and this could make it difficult to align them properly. If the key begins to become stuck in the lock, it's a sign that it is time to replace it.
If you own a brand new vehicle and it's a high-end model, the key might require programming by the dealership. This is a complex job that is costly and take a considerable amount of time to complete. Depending on your car's make you might be able to have the process covered by your vehicle warranty or insurance.
The availability
Even if you're a great driver, it's still possible to lose your car keys. This can be a real problem, especially if it happens at the worst time like when you are at the grocery store or gas station and want to get back home. There are a variety of ways to replace a lost key. You can locate a locksmith, call roadside assistance, or contact your insurance company.
You'll first need to determine the kind of key you have. It is important to understand that different cars use different keys. Some keys are old-fashioned and only lock with the key cylinder. Others have a chip which communicates with the vehicle to open doors and even start the car. Some of these keys can be changed by an auto locksmith, however you may need to visit a dealership to get one from the manufacturer if it is smart key.
Whether you're using a traditional key or a smart one the first step is to read the user manual or call the dealership for instructions on how to program it to your car. You'll need to provide proof of ownership and could require waiting a few days before the dealer can request a replacement. This procedure will also require you to take your vehicle to a locksmith or another service provider to get it programmed. It's not the best choice for people with limited mobility or tight schedules.
The process is much simpler in the event that you have an extra. You can typically purchase an online replacement key for a relatively low price, depending on the type of car. If, however, your keys are equipped with transponder or key fob element, you'll have to go to a reputable expert to have them replaced and programmed. Depending on your car's make and model, you may need to take it to the dealer or hire a locksmith to replace the key.
A bluetooth tracker is a different option to obtain a replacement car key. These small devices attach on your keyring and emit the signature, which can be read by a mobile phone that has an application installed. The app will then inform you where the key is so you can locate it when you need to.
Insurance
In general, car insurance does not cover keys that are lost. There are exceptions. Some of the best insurance companies, who are committed to ensuring customer satisfaction, provide additional insurance for things like keys lost. This is usually an additional fee, but it can be less expensive than having to pay out of pocket for the cost of replacing keys.
Whether or not car insurance covers lost keys is dependent on the policy and deductible. The majority of traditional keys are easily replaced however it can be more difficult if you have an electronic fob or smart key. These keys are laser-cut and use computers that transmit an electronic signal to your vehicle. They are therefore more difficult to replace than keys made of mechanical. These keys are also more expensive as you will need to pay a locksmith and the key itself.
If you're looking to save money on a lost key replacement you should consider using an auto club or roadside assistance. These services provide discounts for locksmiths and could even pay for the cost of replacing a key. Some of these companies also offer emergency lockout assistance which can be beneficial for those who are in a hurry and have to get back on the road.
You can also contact your car dealer to find out if they could help. Locksmiths are typically available at most dealerships, and they may be able to make keys at an affordable price. However when the dealer needs to purchase a new key for your vehicle, it can take several days to arrive. Keep all receipts and documents regardless of the method you select. This will allow you to make a claim with your insurance company.
Losing your car keys is a frequent event. It's not easy however, it can occur to anyone. There are ways to minimize the consequences. While the most cost-effective and fastest method of replacing your lost keys to your car is to contact a local locksmith, it's important to weigh the financial advantages against the time and the possibility of deductible payments prior to filing a claim with your insurance company.